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RBL Bank credit cards

We cover 2 RBL Bank cards. Annual fees range from ₹500 to ₹1,500.

At a glance

  • 2 cards are currently offered (open, invite-only or waitlisted).
  • No card in our data is free of an annual fee.
  • None of these cards lists domestic lounge visits in the sources we read.
  • 2 of 2 are high confidence (key figures confirmed in the issuer's own documents); the rest are partly verified.
  • For a metro salaried spending profile (₹60,000 a month) the top open RBL Bank cards by net yearly value are IndianOil RBL Bank XTRA Credit Card, RBL Bank ShopRite Credit Card.

All RBL Bank cards, ranked

Ranked by estimated net yearly value for a metro salaried profile (₹60,000 a month across typical categories; assumptions on the methodology page). Your spending mix will change the order; the calculator uses your own numbers.

CardAnnual feeNet a yearHeadline rateStatusData
IndianOil RBL Bank XTRA Credit Card₹1,500₹8,7281% base, 7.5% at partners, cappedopenOfficial docs
RBL Bank ShopRite Credit Card₹500₹4,3500.25% base, up to 5% on groceriesopenOfficial docs

Which RBL Bank card suits whom

IndianOil RBL Bank XTRA Credit Card (₹1,500 a year)

For IndianOil pump users only: 15 Fuel Points per ₹100 at IndianOil outlets, up to 2,000 points a month.

RBL Bank ShopRite Credit Card (₹500 a year)

A grocery-focused card: 20 points per ₹100 on groceries, capped at 1,000 points a month, which at ₹0.25 a point is 5% on the first ₹5,000 of grocery spend (₹250 a month at most).

Run your spend through RBL Bank cards and the rest