Standard Chartered Bank credit cards
We cover 3 Standard Chartered Bank cards. Annual fees range from ₹350 to ₹5,000.
At a glance
- 3 cards are currently offered (open, invite-only or waitlisted).
- No card in our data is free of an annual fee.
- 2 include domestic airport lounge visits (check the spend conditions).
- 2 of 3 are high confidence (key figures confirmed in the issuer's own documents); the rest are partly verified.
- For a metro salaried spending profile (₹60,000 a month) the top open Standard Chartered Bank cards by net yearly value are Standard Chartered Ultimate Credit Card, Standard Chartered Smart Credit Card, Standard Chartered EaseMyTrip Credit Card.
All Standard Chartered Bank cards, ranked
Ranked by estimated net yearly value for a metro salaried profile (₹60,000 a month across typical categories; assumptions on the methodology page). Your spending mix will change the order; the calculator uses your own numbers.
| Card | Annual fee | Net a year | Headline rate | Status | Data |
|---|---|---|---|---|---|
| Standard Chartered Ultimate Credit Card | ₹5,000 | ₹15,143 | 3.33% base | open | Official docs |
| Standard Chartered Smart Credit Card | ₹499 | ₹9,180 | 1% base, up to 2% on Amazon/Flipkart/other online shopping/flights & hotels/entertainment & ott | open | Partly verified |
| Standard Chartered EaseMyTrip Credit Card | ₹350 | ₹4,080 | 0.5% base, 2.5% at partners, capped | open | Official docs |
Which Standard Chartered Bank card suits whom
Standard Chartered Ultimate Credit Card (₹5,000 a year)
A flat-rate premium card: 5 points per ₹150 on most spends, 3 per ₹150 on utilities, supermarkets, rent and similar, and no points on fuel. Eligibility as stated: Age 21-65, stable monthly income (INR2L/month from aggregator)
Standard Chartered Smart Credit Card (₹499 a year)
A simple cashback card: 2% on online purchases capped at ₹1,000 a month and 1% offline capped at ₹500 per statement cycle, with caps shared across primary and supplementary cards.
Standard Chartered EaseMyTrip Credit Card (₹350 a year)
A low-fee travel card whose headline rate has a catch: 10 points per ₹100 apply only on standalone airline and hotel websites, apps and outlets, not on travel aggregators and not on EaseMyTrip itself, where the rate is 2. Eligibility as stated: Age 18-65, stable monthly income (amount not stated), card-sourcing cities only (official).
Run your spend through Standard Chartered Bank cards and the rest