YES Bank credit cards
We cover 2 YES Bank cards, 1 with no annual fee. Annual fees range from ₹0 to ₹999.
At a glance
- 2 cards are currently offered (open, invite-only or waitlisted).
- 1 with no annual fee.
- 1 include domestic airport lounge visits (check the spend conditions).
- 0 of 2 are high confidence (key figures confirmed in the issuer's own documents); the rest are partly verified.
- For a metro salaried spending profile (₹60,000 a month) the top open YES Bank cards by net yearly value are YES Bank Elite+ Credit Card.
All YES Bank cards, ranked
Ranked by estimated net yearly value for a metro salaried profile (₹60,000 a month across typical categories; assumptions on the methodology page). Your spending mix will change the order; the calculator uses your own numbers.
| Card | Annual fee | Net a year | Headline rate | Status | Data |
|---|---|---|---|---|---|
| YES Bank Elite+ Credit Card | ₹999 | ₹6,372 | 0.6% base, up to 1.2% on Amazon/Flipkart/other online shopping/flights & hotels/entertainment & ott/dining & food delivery/groceries | open | Partly verified |
| Kiwi RuPay Credit Card (YES Bank Klick) | ₹0 | not ranked | 0.5% base, 1.5% at partners, capped | open | Partly verified |
Which YES Bank card suits whom
YES Bank Elite+ Credit Card (₹999 a year)
A mid-fee YES Bank card that pays more online than offline: 12 reward points per ₹200 online (capped at 12,000 points a cycle) and 6 per ₹200 offline, which at our estimated ₹0.20 a point is 1.2% and 0.6%.
Kiwi RuPay Credit Card (YES Bank Klick) (₹0 a year)
A RuPay card you use through the Kiwi UPI app: 1.5% (6 Kiwis per ₹100) on Scan & Pay UPI payments through the app, 0.5% on online spends, and monthly earning capped at 1% of your credit limit. Eligibility as stated: Age 22-55, salaried or self-employed (aggregator).