Kotak Mahindra Bank credit cards
We cover 2 Kotak Mahindra Bank cards. Annual fees range from ₹499 to ₹500.
At a glance
- 1 card is currently offered (open, invite-only or waitlisted), 1 discontinued.
- No card in our data is free of an annual fee.
- None of these cards lists domestic lounge visits in the sources we read.
- 1 of 2 are high confidence (key figures confirmed in the issuer's own documents); the rest are partly verified.
- For a metro salaried spending profile (₹60,000 a month) the top open Kotak Mahindra Bank cards by net yearly value are Kotak League Platinum Credit Card.
All Kotak Mahindra Bank cards, ranked
Ranked by estimated net yearly value for a metro salaried profile (₹60,000 a month across typical categories; assumptions on the methodology page). Your spending mix will change the order; the calculator uses your own numbers.
| Card | Annual fee | Net a year | Headline rate | Status | Data |
|---|---|---|---|---|---|
| Kotak League Platinum Credit Card | ₹499 | ₹3,890 | 0.27% base, 0.53% at partners, capped | open | Official docs |
| Myntra Kotak Credit Card | ₹500 | n/a | 1.25% base, 7.5% at partners, capped | discontinued |
Which Kotak Mahindra Bank card suits whom
Kotak League Platinum Credit Card (₹499 a year)
The headline of 4 reward points per ₹150 (8 on airlines and travel agencies, and on spend above ₹2 lakh in a card year) looks generous, but Kotak's points are worth about ₹0.10, so the base return is only about 0.27%.
Run your spend through Kotak Mahindra Bank cards and the rest