Myntra Kotak Credit Card review
Kotak Mahindra Bank · Mastercard · cashback discontinued Partly verified Checked 30 Oct 2026
Verify before applying. We read 2 issuer documents for this card (Myntra Kotak Credit Card Cashback T&C; Kotak credit cards listing), but some figures rest on 2 secondary sources (CardAdvisor cards/kotak-myntra; CardAdvisor discontinued article) and are not confirmed in the bank's own terms. Check the issuer's current terms (MITC) first; every source is listed at the bottom with its check date.
This card appears to be discontinued or closed to new applicants. We keep the page for existing holders and for reference.
At a glance
- Annual fee
- ₹500
- Joining fee
- ₹500
- Fee waiver
- ₹2,00,000 a year
- Base return
- 1.25% base
- Point value
- ₹1 per point
- Domestic lounge
- 4 a year. 1 per quarter
- International lounge
- None found
Estimated net value a year
We do not estimate a yearly value for this card: it is closed to new applicants and the rules we could record do not match its issuer's current terms.
Our take: Reported to be closed to new applicants since mid-2025: Kotak's current card listing omits it, though we found no official closure notice. We keep the page for existing holders and do not rank it. The rules in our data do not match Kotak's official cashback terms, which say Myntra spends earn no cashback and 1.25% applies on other spends, so treat any figure for this card as unreliable.
Reward rates and caps
We do not publish reward rates for this card: it is closed to new applicants and the rules we could record do not match its issuer's current terms. Existing holders should use the issuer's own documents listed under Sources.
Other benefits
- Welcome: ₹500 Myntra e-gift voucher on ₹500+ spend within 30 days (historical)
- Myntra Insider Select membership
- 1% fuel surcharge waiver capped ₹3,500/year
Eligibility
Closed to new applicants
Related guides
- How to read a credit card MITC
- How annual fee waivers work
- Fuel surcharge waivers explained
- Airport lounge access on credit cards
- Credit card devaluations and what to do
FAQ
What is the annual fee of the Myntra Kotak Credit Card?
₹500 a year, waived at ₹2,00,000 annual spend. Fees exclude 18% GST.
How do Myntra Kotak Credit Card rewards work?
1.25% base, 7.5% at partners, capped. Cashback/instant discount at ₹1 per ₹1
Does the Myntra Kotak Credit Card give airport lounge access?
Domestic: 4 a year. 1 per quarter. International: None found.
Who is the Myntra Kotak Credit Card best suited to?
This card is closed to new applicants, so we do not estimate a yearly value for it.
Sources
- CardAdvisor cards/kotak-myntra aggregator fetched 2026-10-29
- CardAdvisor discontinued article aggregator fetched 2026-10-29
- Myntra Kotak Credit Card Cashback T&C (official PDF, undated) official fetched 2026-10-29
- Kotak credit cards listing (Myntra card no longer listed; other old cards shown as 'Discontinued for new applications') official fetched 2026-10-29
Not financial advice. Figures are estimates from published terms and may be outdated; confirm with Kotak Mahindra Bank before you apply. Methodology.
